OTZAR

Treasury · Storehouse · Treasure

Your money. Your plans. Your giving.

OTZAR is a personal money app for everyday spending, saving and giving — built in Sri Lanka, in rupees, and ready for other currencies.

In testing. Coming to Android and iPhone.

The OTZAR opening screen: the wordmark in gold with its Hebrew spelling, the words Treasury, Storehouse, Treasure, and a reference to Malachi 3:10.

The opening screen

Why it is different

Your records never leave your phone.

There is no account to make, no sign-in and no server. Nothing you type reaches us, or anyone else, unless you send it somewhere yourself.

That is not a promise about how carefully we would look after your money records. It is the simpler kind: we never receive them, so there is nothing for us to lose, sell, or be made to hand over.

What it does

Enough to be useful. Not so much that you stop using it.

Most people abandon a money app because entering things becomes a chore. OTZAR is built around that one problem first, and everything else second.

Added in seconds

A number pad built for amounts, not for text, and the categories you use most come first. Two taps for a normal expense.

Where it went

Money in, money out, and what you kept. Spending by category, and how this month compares with the last.

Budgets that warn you in time

Set a monthly ceiling and see what is left while you can still do something about it — not after the money is gone.

Things that repeat

Rent, a salary, a subscription. Set it once and OTZAR offers it each month for one tap. It never adds anything by itself.

Money that is not yours

Given 10,000 to organise something? Open a project. Its money stays out of your own totals and budgets.

Saving up

Set a target on an account and OTZAR works out what it takes each month to get there on time.

Paying off what you owe

See when a card or a loan actually clears, how much of it is interest, and what paying a little more would change.

Records you keep

A backup saved on your phone every day. Export a spreadsheet, or make a PDF statement to print, whenever you want.

A place for God

What your chosen share sets aside, a verse each day, and a note you can write and come back to.

The God section

Giving, without being nagged about it.

OTZAR works out what your chosen share sets aside from what comes in, and keeps a record for you. The rate is yours to set, before or after tax, and you decide when it is set aside — because Christians genuinely disagree about these things.

There are no streaks, no reminders that you are behind, and nothing to share or compare. Giving is private, and an app has no business making anyone feel watched about it.

The whole section can be switched off. OTZAR is Christian-first, not Christian-only.

“Bring the whole tithe into the storehouse, that there may be food in my house.” Malachi 3:10